Valuable Personal Property Coverage
Safeguard Your Most Precious Possessions
Our valuable personal property insurance is designed to protect a wide array of treasured assets, ensuring your unique collection receives the comprehensive coverage it deserves.
Our valuable personal property insurance (VPP) is robust and extends far beyond standard limitations.
For the passionate art collector, our VPP insurance offers protection for a diverse range of fine art pieces, including:
- Paintings from Old Masters to contemporary artists
- Rare sculptures and statues
- Limited edition prints and photographs
- Antique furniture and decorative arts
- Rare books, manuscripts, and historical documents
- Collectible items such as coins, stamps, and memorabilia
Whether your collection features a priceless Monet or a rare vintage baseball card, our coverage ensures these treasures are protected against theft, damage, and loss.
Your jewelry collection is more than an accessory; it’s a symbol of your style, success, and cherished memories.
Our valuable personal property insurance insurance covers a wide array of high-value jewelry items, such as:
- Engagement rings and wedding bands
- Rare gemstones and diamonds
- Designer jewelry pieces
- Vintage and antique jewelry
- Luxury watches from top brands like Rolex, Patek Philippe, and Cartier
With our agreed value coverage, you can wear your treasured pieces with confidence, knowing they’re protected wherever life takes you.
For musicians and music aficionados, valuable personal property insurance is essential in protecting your most prized possessions:
- Rare and vintage musical instruments, such as Stradivarius violins or Steinway pianos
- Signed memorabilia from legendary musicians
- Rare vinyl record collections
- Vintage concert posters and music-related artwork
- Collectible music equipment and accessories
Whether you’re a professional musician or a passionate collector, our valuable personal property coverage ensures your musical treasures are safeguarded against potential risks.
For the discerning wine enthusiast or gourmet connoisseur, our valuable personal property insurance extends protection to your treasured collections:
- Rare and vintage wines from renowned vineyards
- Specialty spirits and liquors
- Antique or custom-made wine storage systems
- High-end culinary equipment and appliances
- Rare cookbooks and recipes
Protect your palate and your passion with our comprehensive coverage, tailored to your unique tastes.
Your wardrobe is a reflection of your personal style and an investment in quality craftsmanship.
Our valuable personal property insurance offers protection for your high-end fashion items, including:
- Designer clothing and footwear
- Rare and vintage fashion pieces
- Haute couture and bespoke tailoring
- Luxury handbags and accessories
- Valuable furs and leathers
Personalized Coverage for Discerning Collectors
At High Value Home Insurance Group, we understand that your treasured possessions are more than just assets; they’re a reflection of your unique passions, experiences, and family history.
That’s why we offer meticulously personalized valuable personal property insurance, tailored to the specific needs of discerning collectors like you.
One of the key benefits of our valuable personal property insurance is agreed value coverage.
This means that we work closely with you and trusted appraisers to determine the value of your cherished items before a loss occurs.
In the unfortunate event of damage or theft, you’ll receive the agreed-upon amount without any depreciation or deductions.
Imagine discovering that your rare 18th-century violin has been damaged during transportation to a concert.
With agreed value coverage, you can rest assured that you’ll receive the full, predetermined value of your instrument, allowing you to repair or replace it without financial burden.
As a discerning collector, your precious items often travel with you, whether you’re attending a gallery opening in Paris or showcasing your vintage automobile at a concours d’elegance in Pebble Beach.
Our valuable personal property insurance provides seamless worldwide coverage, ensuring your treasures are protected no matter where your passion takes you.
What if your prized Art Deco necklace is stolen during a gala event in London?
With our global coverage, you can have peace of mind knowing that your jewelry is insured and that our dedicated claims team is ready to assist you, even when you’re far from home.
Over time, the value of your collectibles may appreciate due to market demand, scarcity, or historical significance.
Our valuable personal property insurance includes built-in inflation protection, automatically adjusting your coverage limits to keep pace with the rising value of your items.
This ensures that your coverage remains adequate, even as your collection grows and evolves.
Consider the scenario where your once-modest collection of rare baseball cards has skyrocketed in value due to the sudden popularity of vintage sports memorabilia.
With inflation protection, your coverage limits will increase accordingly, safeguarding your investment without the need for constant policy updates.
As a collector, you may occasionally showcase your treasured possessions to fellow enthusiasts or host events where guests can admire your collection.
Our valuable personal property insurance includes liability coverage, protecting you against potential claims arising from accidents or injuries related to your valuable personal property.
Imagine a guest tripping and injuring themselves while viewing your antique sculpture collection.
With liability coverage, you can focus on your passion for collecting without worrying about the financial consequences of an unforeseen accident.
We know that your collection is ever evolving, and you may acquire new treasures at auctions, estate sales, or during your travels.
Our valuable personal property insurance offers automatic coverage for newly acquired items, giving you a grace period to report and appraise your new acquisitions without leaving them unprotected.
What if you unexpectedly come across a rare first-edition book while browsing a quaint bookshop abroad?
With automatic coverage for newly acquired items, you can make your purchase with confidence, knowing that your new treasure is protected from the moment it becomes part of your collection.
For your most precious and valuable possessions, our valuable personal property insurance offers scheduled items coverage.
This allows you to individually list and insure specific high-value items, ensuring they are covered for their full worth.
By providing detailed descriptions, appraisals, and photographs of your scheduled items, you can have peace of mind knowing that each treasure is properly documented and protected.
Imagine you’ve recently acquired a rare, limited-edition wristwatch that has quickly become the centerpiece of your collection.
With scheduled items coverage, you can ensure that this specific timepiece is insured for its full value, without relying on the limitations of blanket coverage.
In the event of a covered loss, you can be confident that you’ll receive the total insured value for your cherished watch.
Safeguarding Your Legacy Starts Here
Imagine the peace of mind that comes with knowing your valuable personal property is comprehensively protected.
For protection beyond the possibility of an exhausted limit, umbrella coverage can save you from a covered loss.
Picture the joy of sharing your passions with future generations, secure in the knowledge that your legacy will endure.
This level of protection is within reach with High Value Home Insurance Group.
Don’t let another day pass without securing the protection your valuable personal property deserves.
Our expert advisors are ready to craft a tailored policy that perfectly fits your needs.
These are just a few examples of the peace of mind our valuable personal property insurance provides.
Take the first step in safeguarding your legacy today.
Request your free, no-obligation quote below, and discover why discerning collectors trust High Value Home Insurance Group.
